Free spreadsheet templates are available online for free downloads. It has columns for both incomes and expenditures. It can be customized by users before being saved on one’s system. It is meant for people who are usually busy and have no time for creating their own templates from a scratch.
A free spreadsheet template can be used by a wide spectrum of individuals. These templates are time effective and this is the main reason why there are a large number of people who like using these templates. They help in controlling data and organizing data in a certain matrix format that can also be customized very easily.