A blank spreadsheet template is a document for indicating income and expenditures. It can be used by individuals or groups of people. For purposes of convenience, one can create them and keep them ready for use.
Another good point about these templates is that they are available in excel formats and this makes them more user-friendly. They are usually blank or sample templates that can easily be customized. A free spreadsheet template can always be used for carrying out different work or home related tasks without having to go through any kind of hassle an without spending a lot of money, time or effort.